Buying Your First Home in Nashville? Step 8 is Tying Up the Loose Ends
STEP ONE of this series for the first time home buyer in the greater Nashville area was about finding a lender and getting yourself pre-approved for a loan (if you aren’t going to pay cash).
STEP TWO of this series for the first time home buyer in the greater Nashville area is how to select a realtor.
STEP THREE of this series for the first time home buyer in the greater Nashville area is finding, viewing and selecting your home.
STEP FOUR of this series for the first time home buyer in the greater Nashville area is making an offer.
STEP FIVE of this series for the first time home buyer in the greater Nashville area is the home inspection process.
STEP SIX of this series for the first time home buyer in the greater Nashville area is selecting the appropriate homeowner’s insurance policy.
STEP SEVEN of this series for the first time home buyer in the greater Nashville area is to continue sending the lender any requested information.
Okay, so at this point in the first time home buying process, you have nearly jumped over all of the hurdles. The last thing you did was check with your mortgage lender and you made sure that all of the necessary paperwork had been signed. You likely had to turn in some extra pay stubs and reveal your entire financial situation to an underwriter.
Tying up the rest of the loose ends is a little time consuming, so I am going to attempt a complete checklist in order to help you you can stay on track.
- Where are you currently living? Do you need to let a landlord know that you are moving out? Have you squared away your lease/living situation? Time to do that!
- You will most likely need some movers to help get you into your new home. Whether these will be friends, family or professionals, this needs to be set up. It is usually easiest (if you are moving to a new home in the same town) to box up the small things yourself and hire professional movers to do the heavy lifting.
- Utilities – you are going to need electricity and water, maybe even natural gas. If there is a traditional Seller on the other side of the transaction, then usually you can arrange through your realtor to have the utilities switched into your name the moment that the sellers’ utilities are turned off. Ask your realtor to let you know the date that the Seller is stopping their service so you can coordinate and avoid service starting fees. Here are some important websites:
- If you are wanting to set up a security system and cable and/or DirecTV, then you need to make a phone call about these items as well.
- Do you have a pet who needs fencing, either invisible or other? Make that call!
- Do you need a lawn service? Make that call!
- Do you need trash pickup service? Make that call!
- Change your address with the Postal Service!
There are CHECKLISTS available for moving – but these are the basics and need to be taken care of! You will have plenty of other things to worry about after you close on your new house and you will be glad that you took care of these in advance!